Anthony Fontela

PRO

California real estate agent with Real Brokerage Technologies (MetroList MLS profile)

Dream Real Estate Group

Contact Anthony

anthony@dreamreal.io

+1 (415) 942-6458

www.anthonyfontela.realtor/

Anthony Fontela

PRO

California real estate agent with Real Brokerage Technologies (MetroList MLS profile)

Dream Real Estate Group

California real estate agent with Real Brokerage Technologies (MetroList MLS profile)

Anthony Fontela is a real estate agent with Real Brokerage Technologies, specializing in mid-market residential properties. With a keen understanding of local market trends and client needs, Anthony guides buyers and sellers through smooth transactions, focusing on single-family homes and condos. His expertise is well-suited for relocations, first-time buyers and those looking to upgrade within competitive markets. Whether navigating financing options or negotiating terms, Anthony provides personalized service to ensure clients achieve their real estate goals efficiently and confidently.

Get to know Anthony

Anthony’s posts

WHAT DOES IT ACTUALLY COST TO BUY A HOME IN ELK GROVE? 🏡💰

A lot of buyers think they need 20% down to buy a home.

On a $600,000 home, that's $120,000.

But that's not necessarily the case.

Here’s an example:

💰 3% down: $18,000
💰 5% down: $30,000
💰 10% down: $60,000
💰 20% down: $120,000

And there may be programs that can help with your upfront costs.

🏡 Elk Grove Homebuyer Assistance Program
Eligible buyers may qualify for up to $59,650 toward down payment and closing costs, subject to program requirements.

🏡 CalHFA MyHome
Eligible first-time buyers may qualify for assistance of up to 3.5% with FHA or 3% with conventional financing.

But here's what a lot of people forget…

Your down payment isn't your entire monthly payment.

For example, on a $600K home with 3% down at an example 6.5% rate:

➡️ Principal & Interest: ~$3,679/mo
➡️ Property Taxes: ~$550–$600/mo
➡️ Insurance: ~$150–$250/mo
➡️ PMI: ~$150–$300/mo

That puts the estimated payment around:

$4,530–$4,830/month

And that's before HOA or Mello-Roos assessments, which can vary by neighborhood.

The point?

Don't assume you can't afford to buy just because you don't have $100K+ saved.

The first step is figuring out YOUR numbers.

📩 DM me “ELK GROVE” and I'll help you understand:

✅ What price range may fit your budget
✅ How much cash you may need
✅ What assistance programs you may qualify for
✅ What your estimated monthly payment could look like

Let's run the numbers before you start shopping.

Examples are estimates for educational purposes only. Loan terms, rates, taxes, insurance, HOA, Mello-Roos and program eligibility vary by buyer and property. Not a loan offer or guarantee of financing.

#elkgroverealestate #elkgrovehomes #movetoelkgrove #buyhouseinelkgrove #downpaymentforhouse

I'm your local REALTOR® helping with all your real estate needs! Call or text 415-942-6458

🚧 BIG things happening in Elk Grove!

The Village development is coming to life and this is one of the most exciting growth areas in our city right now. From new homes and infrastructure to future retail, schools, and community space, this area is being built with long-term vision in mind.

If you’ve been thinking about getting into Elk Grove early before prices climb, this is the kind of opportunity you want to keep your eye on 👇

🏡 New construction options
📍 Prime Elk Grove location
📈 Strong future value potential

I’ve been keeping a close eye on the progress out here so if you want updates, pricing, or early opportunities, send me a message!

This is how you get ahead of the market.

Anthony Fontela
First-Time Buyer & Listing Specialist, Investor

Articles

A Practical Checklist for Sacramento Short Sellers: Paperwork, Lender Approval, Timelines and Redevelopment’s Impact on Neighborhood Comps

Considering a short sale in Sacramento? Learn what paperwork to gather, how lender approval works, expected timelines, and how neighborhood redevelopment and comparable sales can affect your home's value.

How Elk Grove’s Self-Storage Moratorium Impacts Selling Your Home During Divorce: Practical Strategies for a Smooth Move

Going through a divorce and need to sell your Elk Grove home quickly? Learn how to plan your move, manage belongings and storage, and prepare your home for sale while navigating Elk Grove’s new 2-year moratorium on new self-storage facilities.

Anthony Fontela

PRO

California real estate agent with Real Brokerage Technologies (MetroList MLS profile)

Dream Real Estate Group

Contact Anthony

anthony@dreamreal.io

+1 (415) 942-6458

www.anthonyfontela.realtor/

Anthony Fontela

PRO

California real estate agent with Real Brokerage Technologies (MetroList MLS profile)

Dream Real Estate Group

California real estate agent with Real Brokerage Technologies (MetroList MLS profile)